Let me take this opportunity to welcome you to HEALTHPOYNT®, a personal Healthcare Planning Service for individuals, families and businesses. Our dedicated Independent Consumer and Patient Advocates will prepare, manage, navigate, and negotiate you and your family through all of your health CARE and COST needs and challenges. The same way you use an accountant to prepare your taxes, or a financial planner to manage your investments, or a lawyer to navigate you through the legal system, HEALTHPOYNT® is there when you need to make informed decisions about you or your loved ones' healthcare choices.
Consider these two alarming facts:
1.The number one reason for an individual or family to file bankruptcy is unaffordable medical bills.
2.The third leading cause of death in the US is preventable medical errors.
Certainly we can agree that no one wants to fall into either of those categories!
As consumers, we are footing a larger portion of the bill (via cost-sharing- whether it is high deductibles or increasingly high co-pays). Here is another staggering fact: collectively, consumers will spend over $350 BILLION this year in OOP (Out of Pocket) healthcare expenses. That means the average family of four who gets their health insurance through their employer spends $4,065/year in OOP and an additional $6,408 in payroll deductions.
Instead of the “followers” the healthcare system wants us to be, we now must be “active participants” in a system that is too complex, unfamiliar, ever-changing, and where the playing field is not level and no one will tell us the rules! And when we do need to enter the healthcare system, we often feel vulnerable and afraid and sometimes forced to make life-altering decisions without the benefit of enough information, objectivity or impartiality.
Insurance companies and brokers, hospital administrators, drug and medical device companies, and lobbyists should not supply your healthcare service and also dictate what you pay. They all operate under the notion that healthcare will continue to cost more and they are all well-positioned to achieve this and to reap the benefits.
The time has come to end the uncertainty and confusion. Purchasing a HEALTHPOYNT® membership provides you and your family access to a team and network of advocates whose sole purpose is to be there for you – empowering you to effectively manage your healthcare."
-Jim Poynton
Founder / President